<?xml version="1.0" encoding="utf-8"?>
<rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0">
  <channel>
    <atom:link href="http://mbanj.com/page-1075174/EventModule/7193623/RSS" rel="self" type="application/rss+xml" />
    <title>MBA-NJ upcoming events</title>
    <link>https://mbanj.com/Events</link>
    <description>MBA-NJ upcoming events</description>
    <dc:creator>MBA-NJ</dc:creator>
    <generator>Wild Apricot - membership management software and more</generator>
    <language>en</language>
    <pubDate>Wed, 02 Sep 2026 07:08:37 GMT</pubDate>
    <lastBuildDate>Wed, 02 Sep 2026 07:08:37 GMT</lastBuildDate>
    <item>
      <pubDate>Tue, 08 Sep 2026 20:00:00 GMT</pubDate>
      <title>Women's Committee Meeting (8 Sep 2026)</title>
      <description>&lt;p&gt;&lt;br&gt;&lt;/p&gt;</description>
      <link>https://mbanj.com/event-6757214</link>
      <guid>https://mbanj.com/event-6757214</guid>
      <dc:creator />
    </item>
    <item>
      <pubDate>Wed, 09 Sep 2026 18:00:00 GMT</pubDate>
      <title>Educational Series -Commercial Real Estate Lending: Navigating Today’s Market Challenges and Opportunities (9 Sep 2026)</title>
      <description>&lt;!-- MBA-NJ Education Webinar Landing Page --&gt;

&lt;style&gt;.mbanj-education { --mbanj-blue: #00267a; --mbanj-blue-dark: #001a56; --mbanj-gold: #d6ad3b; --mbanj-light: #f5f7fb; --mbanj-border: #dfe5ef; --mbanj-text: #252a31; --mbanj-muted: #5d6675; width: 100%; padding: 0 18px 64px; background: #ffffff; box-sizing: border-box; } .mbanj-education, .mbanj-education * { box-sizing: border-box; } .mbanj-education__inner { width: 100%; max-width: 1100px; margin: 0 auto; } .mbanj-education__hero-link { display: block; overflow: hidden; border-radius: 0 0 18px 18px; box-shadow: 0 14px 36px rgba(0, 38, 122, 0.14); } .mbanj-education__hero { display: block; width: 100%; height: auto; } .mbanj-education__intro { max-width: 930px; margin: 42px auto 0; text-align: center; } .mbanj-education__eyebrow { display: inline-block; margin-bottom: 10px; color: var(--mbanj-gold); font-size: 13px; font-weight: 800; letter-spacing: 1.8px; text-transform: uppercase; } .mbanj-education__title { margin: 0; color: var(--mbanj-blue); font-size: clamp(32px, 4.6vw, 50px); line-height: 1.12; font-weight: 800; } .mbanj-education__lead { margin: 20px auto 0; color: var(--mbanj-muted); font-size: 18px; line-height: 1.75; } .mbanj-education__audience { max-width: 900px; margin: 24px auto 0; padding: 20px 24px; background: var(--mbanj-light); border-left: 5px solid var(--mbanj-gold); border-radius: 12px; color: var(--mbanj-text); font-size: 16px; line-height: 1.7; text-align: left; } .mbanj-education__section-title { margin: 48px 0 22px; color: var(--mbanj-blue); font-size: 30px; line-height: 1.25; font-weight: 800; text-align: center; } .mbanj-education__moderator { display: grid; grid-template-columns: 220px minmax(0, 1fr); gap: 30px; align-items: center; margin-top: 24px; padding: 30px; background: linear-gradient(135deg, var(--mbanj-blue) 0%, var(--mbanj-blue-dark) 100%); border-radius: 20px; box-shadow: 0 18px 42px rgba(0, 38, 122, 0.18); } .mbanj-education__moderator-image, .mbanj-education__speaker-image { display: block; width: 100%; aspect-ratio: 1 / 1; object-fit: cover; border-radius: 18px; } .mbanj-education__moderator-image { border: 5px solid rgba(255, 255, 255, 0.9); } .mbanj-education__moderator-copy { color: #ffffff; } .mbanj-education__label { display: block; margin-bottom: 8px; color: var(--mbanj-gold); font-size: 13px; font-weight: 800; letter-spacing: 1.6px; text-transform: uppercase; } .mbanj-education__moderator-name { margin: 0; color: #ffffff; font-size: 30px; line-height: 1.2; font-weight: 800; } .mbanj-education__moderator-role { margin: 8px 0 0; color: rgba(255, 255, 255, 0.88); font-size: 16px; line-height: 1.55; } .mbanj-education__bio-button { display: inline-block; margin-top: 18px; padding: 10px 18px; border: 2px solid var(--mbanj-gold); border-radius: 999px; background: var(--mbanj-gold); color: var(--mbanj-blue-dark) !important; font-size: 14px; font-weight: 800; text-decoration: none !important; cursor: pointer; transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease; } .mbanj-education__bio-button:hover, .mbanj-education__bio-button:focus { background: transparent; color: #ffffff !important; transform: translateY(-2px); outline: none; } .mbanj-education__speakers { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; } .mbanj-education__speaker-card { overflow: hidden; background: #ffffff; border: 1px solid var(--mbanj-border); border-radius: 18px; box-shadow: 0 12px 30px rgba(0, 38, 122, 0.10); } .mbanj-education__speaker-image { border-radius: 0; } .mbanj-education__speaker-copy { padding: 22px; } .mbanj-education__speaker-name { margin: 0; color: var(--mbanj-blue); font-size: 23px; line-height: 1.25; font-weight: 800; } .mbanj-education__speaker-role { margin: 8px 0 0; color: var(--mbanj-muted); font-size: 15px; line-height: 1.55; } .mbanj-education__speaker-card .mbanj-education__bio-button:hover, .mbanj-education__speaker-card .mbanj-education__bio-button:focus { background: var(--mbanj-blue); border-color: var(--mbanj-blue); color: #ffffff !important; } .mbanj-education__content-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; margin-top: 42px; } .mbanj-education__card { padding: 28px; background: var(--mbanj-light); border: 1px solid var(--mbanj-border); border-radius: 16px; } .mbanj-education__heading { margin: 0 0 14px; color: var(--mbanj-blue); font-size: 23px; line-height: 1.3; font-weight: 800; } .mbanj-education__text, .mbanj-education__list { color: var(--mbanj-text); font-size: 16px; line-height: 1.75; } .mbanj-education__text { margin: 0; } .mbanj-education__list { margin: 0; padding-left: 22px; } .mbanj-education__list li { margin-bottom: 9px; } .mbanj-education__details { margin-top: 40px; padding: 34px 28px; background: #ffffff; border: 2px solid var(--mbanj-blue); border-radius: 18px; text-align: center; } .mbanj-education__details-title { margin: 0; color: var(--mbanj-blue); font-size: 28px; font-weight: 800; } .mbanj-education__details-grid { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px 30px; margin-top: 18px; } .mbanj-education__detail { color: var(--mbanj-text); font-size: 17px; line-height: 1.55; } .mbanj-education__register { display: inline-block; margin-top: 24px; padding: 14px 28px; border: 2px solid var(--mbanj-blue); border-radius: 999px; background: var(--mbanj-blue); color: #ffffff !important; font-size: 16px; font-weight: 800; text-decoration: none !important; transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease; } .mbanj-education__register:hover, .mbanj-education__register:focus { background: #ffffff; color: var(--mbanj-blue) !important; transform: translateY(-2px); outline: none; } .mbanj-modal { position: fixed; inset: 0; z-index: 99999; display: none; align-items: center; justify-content: center; padding: 20px; background: rgba(0, 20, 65, 0.72); } .mbanj-modal.is-open { display: flex; } .mbanj-modal__dialog { width: 100%; max-width: 720px; max-height: 88vh; overflow-y: auto; background: #ffffff; border-radius: 18px; box-shadow: 0 24px 70px rgba(0, 0, 0, 0.28); } .mbanj-modal__header { position: sticky; top: 0; display: flex; justify-content: space-between; gap: 20px; padding: 22px 24px; background: var(--mbanj-blue); color: #ffffff; border-radius: 18px 18px 0 0; } .mbanj-modal__title { margin: 0; color: #ffffff; font-size: 22px; line-height: 1.35; font-weight: 800; } .mbanj-modal__close { flex: 0 0 auto; width: 38px; height: 38px; border: 0; border-radius: 50%; background: rgba(255, 255, 255, 0.16); color: #ffffff; font-size: 26px; line-height: 1; cursor: pointer; } .mbanj-modal__close:hover, .mbanj-modal__close:focus { background: rgba(255, 255, 255, 0.28); outline: none; } .mbanj-modal__body { padding: 26px; } .mbanj-modal__body p { margin: 0 0 18px; color: var(--mbanj-text); font-size: 16px; line-height: 1.75; } .mbanj-modal__body p:last-child { margin-bottom: 0; } @media (max-width: 900px) { .mbanj-education__speakers { grid-template-columns: 1fr; } .mbanj-education__speaker-card { display: grid; grid-template-columns: 220px minmax(0, 1fr); } } @media (max-width: 800px) { .mbanj-education__moderator { grid-template-columns: 180px minmax(0, 1fr); gap: 24px; padding: 26px; } .mbanj-education__content-grid { grid-template-columns: 1fr; } } @media (max-width: 620px) { .mbanj-education { padding: 0 14px 44px; } .mbanj-education__intro { margin-top: 30px; } .mbanj-education__lead { font-size: 16px; } .mbanj-education__moderator, .mbanj-education__speaker-card { grid-template-columns: 1fr; text-align: center; } .mbanj-education__moderator { padding: 22px; } .mbanj-education__moderator-image { width: 180px; margin: 0 auto; } .mbanj-education__speaker-image { max-height: 310px; } .mbanj-education__details { padding: 28px 18px; } .mbanj-education__details-grid { display: grid; gap: 10px; } .mbanj-modal__header { padding: 18px; } .mbanj-modal__body { padding: 20px 18px; } }&lt;/style&gt;

&lt;section class="mbanj-education" aria-labelledby="mbanj-education-title"&gt;
  &lt;div class="mbanj-education__inner"&gt;
    &lt;a class="mbanj-education__hero-link" href="https://events.teams.microsoft.com/event/80860887-5bb1-4337-aaee-d0d4d95aaf02@3459bc26-c89d-43f6-aa6d-45ca13ca1d31/registration" target="_blank" rel="noopener noreferrer" aria-label="Register for Commercial Real Estate Lending: Navigating Today’s Market Challenges and Opportunities"&gt;&lt;img class="mbanj-education__hero" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Banners/September%202026.png" alt="Commercial Real Estate Lending: Navigating Today’s Market Challenges and Opportunities"&gt;&lt;/a&gt;

    &lt;header class="mbanj-education__intro"&gt;
      &lt;span class="mbanj-education__eyebrow"&gt;MBA-NJ Education Webinar&lt;/span&gt;

      &lt;h1 class="mbanj-education__title" id="mbanj-education-title"&gt;Commercial Real Estate Lending: Navigating Today’s Market Challenges and Opportunities&lt;/h1&gt;

      &lt;p class="mbanj-education__lead"&gt;Join the Mortgage Bankers Association of New Jersey for an engaging and informative discussion focused on the evolving commercial real estate lending landscape. Industry leaders and lending professionals will share insights on current market conditions, underwriting trends, relationship-driven banking, portfolio management, risk considerations, and opportunities shaping commercial real estate lending in today’s environment.&lt;/p&gt;

      &lt;div class="mbanj-education__audience"&gt;
        This session will provide practical perspectives on how lenders are adapting to changing economic conditions, borrower expectations, and market dynamics while continuing to support long-term growth and strong credit performance. It is especially valuable for residential professionals interested in entering the commercial real estate brokerage industry, as well as commercial lenders, mortgage bankers, brokers, investors, developers, and real estate finance professionals.
      &lt;/div&gt;
    &lt;/header&gt;

    &lt;h2 class="mbanj-education__section-title"&gt;Moderator&lt;/h2&gt;

    &lt;section class="mbanj-education__moderator" aria-labelledby="moderator-name"&gt;
      &lt;img class="mbanj-education__moderator-image" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Headshots/ron_Shapiro.jpeg" alt="Ronald M. Shapiro"&gt;

      &lt;div class="mbanj-education__moderator-copy"&gt;
        &lt;span class="mbanj-education__label"&gt;Moderator&lt;/span&gt;

        &lt;h2 class="mbanj-education__moderator-name" id="moderator-name"&gt;Ronald M. Shapiro&lt;/h2&gt;

        &lt;p class="mbanj-education__moderator-role"&gt;Former Rutgers Business School Professor and Commercial Real Estate Lending Executive&lt;br&gt;
        Licensed NJ Continuing Education Instructor and Commercial Real Estate Consultant&lt;/p&gt;&lt;button class="mbanj-education__bio-button" type="button" data-mbanj-modal-open="ronBioModal"&gt;View Full Bio&lt;/button&gt;
      &lt;/div&gt;
    &lt;/section&gt;

    &lt;h2 class="mbanj-education__section-title"&gt;Featured Speakers&lt;/h2&gt;

    &lt;div class="mbanj-education__speakers"&gt;
      &lt;section class="mbanj-education__speaker-card"&gt;
        &lt;img class="mbanj-education__speaker-image" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Headshots/Dana%20Berlin%20headshot.jpg" alt="Dana Berlin"&gt;

        &lt;div class="mbanj-education__speaker-copy"&gt;
          &lt;span class="mbanj-education__label"&gt;Featured Speaker&lt;/span&gt;

          &lt;h3 class="mbanj-education__speaker-name"&gt;Dana Berlin&lt;/h3&gt;

          &lt;p class="mbanj-education__speaker-role"&gt;SVP &amp;amp; Director, Commercial Real Estate Lending Group&lt;br&gt;
          Spencer Savings Bank&lt;/p&gt;&lt;button class="mbanj-education__bio-button" type="button" data-mbanj-modal-open="danaBioModal"&gt;View Full Bio&lt;/button&gt;
        &lt;/div&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-education__speaker-card"&gt;
        &lt;img class="mbanj-education__speaker-image" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Headshots/Rachel%20Lindeman.jpg" alt="Rachel Lindeman"&gt;

        &lt;div class="mbanj-education__speaker-copy"&gt;
          &lt;span class="mbanj-education__label"&gt;Featured Speaker&lt;/span&gt;

          &lt;h3 class="mbanj-education__speaker-name"&gt;Rachel Lindeman&lt;/h3&gt;

          &lt;p class="mbanj-education__speaker-role"&gt;SVP, Community Commercial Real Estate Banking Executive&lt;br&gt;
          Fulton Bank&lt;/p&gt;&lt;button class="mbanj-education__bio-button" type="button" data-mbanj-modal-open="rachelBioModal"&gt;View Full Bio&lt;/button&gt;
        &lt;/div&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-education__speaker-card"&gt;
        &lt;img class="mbanj-education__speaker-image" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Headshots/John%20Pagano%20Headshot%20.jpg" alt="John J. Pagano"&gt;

        &lt;div class="mbanj-education__speaker-copy"&gt;
          &lt;span class="mbanj-education__label"&gt;Featured Speaker&lt;/span&gt;

          &lt;h3 class="mbanj-education__speaker-name"&gt;John J. Pagano&lt;/h3&gt;

          &lt;p class="mbanj-education__speaker-role"&gt;Senior Vice President – New Jersey Market President&lt;br&gt;
          Peoples Security Bank &amp;amp; Trust&lt;/p&gt;&lt;button class="mbanj-education__bio-button" type="button" data-mbanj-modal-open="johnBioModal"&gt;View Full Bio&lt;/button&gt;
        &lt;/div&gt;
      &lt;/section&gt;
    &lt;/div&gt;

    &lt;div class="mbanj-education__content-grid"&gt;
      &lt;section class="mbanj-education__card"&gt;
        &lt;h2 class="mbanj-education__heading"&gt;What We’ll Discuss&lt;/h2&gt;

        &lt;ul class="mbanj-education__list"&gt;
          &lt;li&gt;Current commercial real estate market conditions&lt;/li&gt;

          &lt;li&gt;Underwriting trends and credit considerations&lt;/li&gt;

          &lt;li&gt;Relationship-driven banking strategies&lt;/li&gt;

          &lt;li&gt;Portfolio management and risk considerations&lt;/li&gt;

          &lt;li&gt;Changing borrower expectations&lt;/li&gt;

          &lt;li&gt;Opportunities in today’s commercial lending environment&lt;/li&gt;
        &lt;/ul&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-education__card"&gt;
        &lt;h2 class="mbanj-education__heading"&gt;Who Should Attend&lt;/h2&gt;

        &lt;ul class="mbanj-education__list"&gt;
          &lt;li&gt;Residential mortgage professionals exploring commercial real estate&lt;/li&gt;

          &lt;li&gt;Commercial real estate lenders&lt;/li&gt;

          &lt;li&gt;Mortgage bankers and brokers&lt;/li&gt;

          &lt;li&gt;Investors and developers&lt;/li&gt;

          &lt;li&gt;Real estate finance professionals&lt;/li&gt;

          &lt;li&gt;Professionals seeking practical market insight from experienced banking leaders&lt;/li&gt;
        &lt;/ul&gt;
      &lt;/section&gt;
    &lt;/div&gt;

    &lt;section class="mbanj-education__details" aria-labelledby="mbanj-event-details"&gt;
      &lt;h2 class="mbanj-education__details-title" id="mbanj-event-details"&gt;Event Details&lt;/h2&gt;

      &lt;div class="mbanj-education__details-grid"&gt;
        &lt;div class="mbanj-education__detail"&gt;
          &lt;strong&gt;Date:&lt;/strong&gt; Wednesday, September 9, 2026
        &lt;/div&gt;

        &lt;div class="mbanj-education__detail"&gt;
          &lt;strong&gt;Topic:&lt;/strong&gt; Commercial Real Estate Lending
        &lt;/div&gt;

        &lt;div class="mbanj-education__detail"&gt;
          &lt;strong&gt;Hosted By:&lt;/strong&gt; Mortgage Bankers Association of New Jersey
        &lt;/div&gt;
      &lt;/div&gt;&lt;a class="mbanj-education__register" href="https://events.teams.microsoft.com/event/80860887-5bb1-4337-aaee-d0d4d95aaf02@3459bc26-c89d-43f6-aa6d-45ca13ca1d31/registration" target="_blank" rel="noopener noreferrer"&gt;Register Now&lt;/a&gt;
    &lt;/section&gt;
  &lt;/div&gt;
&lt;/section&gt;

&lt;div class="mbanj-modal" id="ronBioModal" role="dialog" aria-modal="true" aria-labelledby="ronBioModalTitle" aria-hidden="true"&gt;
  &lt;div class="mbanj-modal__dialog" role="document"&gt;
    &lt;div class="mbanj-modal__header"&gt;
      &lt;h2 class="mbanj-modal__title" id="ronBioModalTitle"&gt;Ronald M. Shapiro&lt;br&gt;
      Moderator&lt;/h2&gt;&lt;button class="mbanj-modal__close" type="button" data-mbanj-modal-close="" aria-label="Close biography"&gt;×&lt;/button&gt;
    &lt;/div&gt;

    &lt;div class="mbanj-modal__body"&gt;
      &lt;p&gt;Ronald M. Shapiro is a commercial real estate consultant, licensed continuing education instructor, and former Assistant Professor of Professional Practice in the Finance &amp;amp; Economics Department at Rutgers Business School. Over the course of his 35+ year career, Ron held executive commercial real estate lending positions at Wells Fargo Bank, Prudential Insurance, Spencer Savings Bank, and ConnectOne Bank.&lt;/p&gt;

      &lt;p&gt;Throughout his banking career, Ron originated commercial real estate mortgage loans, managed multi-million-dollar loan portfolios, and supervised lending teams across the industry. He is also a CPA and former adjunct professor at NYU’s School of Continuing Education and Monmouth University’s Kislak Real Estate Institute.&lt;/p&gt;

      &lt;p&gt;Known for his engaging speaking style and deep industry expertise, Ron frequently serves as a speaker and moderator at real estate and mortgage banking conferences.&lt;/p&gt;
    &lt;/div&gt;
  &lt;/div&gt;
&lt;/div&gt;

&lt;div class="mbanj-modal" id="danaBioModal" role="dialog" aria-modal="true" aria-labelledby="danaBioModalTitle" aria-hidden="true"&gt;
  &lt;div class="mbanj-modal__dialog" role="document"&gt;
    &lt;div class="mbanj-modal__header"&gt;
      &lt;h2 class="mbanj-modal__title" id="danaBioModalTitle"&gt;Dana Berlin&lt;br&gt;
      Spencer Savings Bank&lt;/h2&gt;&lt;button class="mbanj-modal__close" type="button" data-mbanj-modal-close="" aria-label="Close biography"&gt;×&lt;/button&gt;
    &lt;/div&gt;

    &lt;div class="mbanj-modal__body"&gt;
      &lt;p&gt;Dana Berlin is a commercial real estate lending leader with more than 25 years of experience in commercial lending and portfolio strategy. As Director of Commercial Real Estate Lending at Spencer Savings Bank, she leads originations and portfolio strategy while helping drive significant revenue growth for the bank through disciplined credit performance and strategic market expertise.&lt;/p&gt;

      &lt;p&gt;A graduate of the Wharton School of the University of Pennsylvania, Dana began her career in investment banking at Credit Suisse before moving into commercial real estate lending roles spanning construction, multifamily, retail, office, industrial, hospitality, medical, and other major property types.&lt;/p&gt;

      &lt;p&gt;She is an active participant in industry conferences and a strong advocate for mentoring women and underrepresented professionals in finance.&lt;/p&gt;
    &lt;/div&gt;
  &lt;/div&gt;
&lt;/div&gt;

&lt;div class="mbanj-modal" id="rachelBioModal" role="dialog" aria-modal="true" aria-labelledby="rachelBioModalTitle" aria-hidden="true"&gt;
  &lt;div class="mbanj-modal__dialog" role="document"&gt;
    &lt;div class="mbanj-modal__header"&gt;
      &lt;h2 class="mbanj-modal__title" id="rachelBioModalTitle"&gt;Rachel Lindeman&lt;br&gt;
      Fulton Bank&lt;/h2&gt;&lt;button class="mbanj-modal__close" type="button" data-mbanj-modal-close="" aria-label="Close biography"&gt;×&lt;/button&gt;
    &lt;/div&gt;

    &lt;div class="mbanj-modal__body"&gt;
      &lt;p&gt;Rachel Lindeman is a Community Commercial Real Estate Banking Executive at Fulton Bank with nearly two decades of experience in commercial banking. Since entering the industry in 2008, she has built her career across multiple financial institutions, developing broad expertise in relationship management, credit, and market dynamics.&lt;/p&gt;

      &lt;p&gt;Rachel partners with business owners, developers, and investors throughout the Greater Philadelphia region to provide customized commercial real estate and banking solutions that support sustainable growth while maintaining disciplined risk management.&lt;/p&gt;

      &lt;p&gt;She is widely recognized for her relationship-driven approach and commitment to the communities she serves.&lt;/p&gt;
    &lt;/div&gt;
  &lt;/div&gt;
&lt;/div&gt;

&lt;div class="mbanj-modal" id="johnBioModal" role="dialog" aria-modal="true" aria-labelledby="johnBioModalTitle" aria-hidden="true"&gt;
  &lt;div class="mbanj-modal__dialog" role="document"&gt;
    &lt;div class="mbanj-modal__header"&gt;
      &lt;h2 class="mbanj-modal__title" id="johnBioModalTitle"&gt;John J. Pagano&lt;br&gt;
      Peoples Security Bank &amp;amp; Trust&lt;/h2&gt;&lt;button class="mbanj-modal__close" type="button" data-mbanj-modal-close="" aria-label="Close biography"&gt;×&lt;/button&gt;
    &lt;/div&gt;

    &lt;div class="mbanj-modal__body"&gt;
      &lt;p&gt;John J. Pagano currently serves as Senior Vice President and New Jersey Market President at Peoples Security Bank &amp;amp; Trust, where he is responsible for managing the bank’s commercial lending, government banking, and retail operations throughout New Jersey. Since launching the New Jersey office in 2021, John has helped grow the team significantly while overseeing more than $300 million in loans outstanding and more than $50 million in deposits.&lt;/p&gt;

      &lt;p&gt;With more than three decades of banking and commercial real estate lending experience, John has held senior leadership and commercial lending roles at Lakeland Bank, Oritani Bank, Columbia Bank, Amboy National Bank, and United Jersey Bank (Summit Bank). Throughout his career, he has specialized in originating, structuring, and managing commercial real estate and construction loans across New Jersey, Pennsylvania, and Delaware.&lt;/p&gt;

      &lt;p&gt;John has extensive expertise in multifamily, retail, self-storage, medical office, and commercial investment properties, along with deep experience in portfolio management, relationship banking, and credit performance. In addition to his banking career, he is actively involved in numerous civic and professional organizations, including the Mortgage Bankers Association and Greater Morris and Middlesex Habitat for Humanity.&lt;/p&gt;
    &lt;/div&gt;
  &lt;/div&gt;
&lt;/div&gt;&lt;script type="text/javascript"&gt;
try { 
(function () {    var openButtons = document.querySelectorAll('[data-mbanj-modal-open]');    var lastFocusedElement = null;      function openModal(modalId) {      var modal = document.getElementById(modalId);      if (!modal) return;      lastFocusedElement = document.activeElement;      modal.classList.add('is-open');      modal.setAttribute('aria-hidden', 'false');      document.body.style.overflow = 'hidden';      var closeButton = modal.querySelector('[data-mbanj-modal-close]');      if (closeButton) closeButton.focus();    }      function closeModal(modal) {      if (!modal) return;      modal.classList.remove('is-open');      modal.setAttribute('aria-hidden', 'true');      document.body.style.overflow = '';      if (lastFocusedElement) lastFocusedElement.focus();    }      for (var i = 0; i &lt; openButtons.length; i++) {      openButtons[i].addEventListener('click', function () {        openModal(this.getAttribute('data-mbanj-modal-open'));      });    }      var modals = document.querySelectorAll('.mbanj-modal');    for (var j = 0; j &lt; modals.length; j++) {      (function (modal) {        var closeButton = modal.querySelector('[data-mbanj-modal-close]');        if (closeButton) {          closeButton.addEventListener('click', function () {            closeModal(modal);          });        }          modal.addEventListener('click', function (event) {          if (event.target === modal) closeModal(modal);        });      })(modals[j]);    }      document.addEventListener('keydown', function (event) {      if (event.key === 'Escape') {        var openModalElement = document.querySelector('.mbanj-modal.is-open');        if (openModalElement) closeModal(openModalElement);      }    });  })();
 } catch(e) {}
&lt;/script&gt;</description>
      <link>https://mbanj.com/event-6757225</link>
      <guid>https://mbanj.com/event-6757225</guid>
      <dc:creator />
    </item>
    <item>
      <pubDate>Wed, 14 Oct 2026 18:00:00 GMT</pubDate>
      <title>Educational Series - Why You Sound Like Every Other Originator (14 Oct 2026)</title>
      <description>&lt;!-- MBA-NJ Education Webinar Landing Page --&gt;

&lt;style&gt;.mbanj-webinar { --mbanj-blue: #00267a; --mbanj-blue-dark: #001a56; --mbanj-gold: #d6ad3b; --mbanj-light: #f5f7fb; --mbanj-border: #dfe5ef; --mbanj-text: #252a31; --mbanj-muted: #5d6675; width: 100%; padding: 0 18px 64px; background: #ffffff; box-sizing: border-box; } .mbanj-webinar, .mbanj-webinar * { box-sizing: border-box; } .mbanj-webinar__inner { width: 100%; max-width: 1100px; margin: 0 auto; } .mbanj-webinar__hero-link { display: block; overflow: hidden; border-radius: 0 0 18px 18px; box-shadow: 0 14px 36px rgba(0, 38, 122, 0.14); } .mbanj-webinar__hero { display: block; width: 100%; height: auto; } .mbanj-webinar__intro { max-width: 900px; margin: 42px auto 0; text-align: center; } .mbanj-webinar__eyebrow { display: inline-block; margin-bottom: 10px; color: var(--mbanj-gold); font-size: 13px; font-weight: 800; letter-spacing: 1.8px; text-transform: uppercase; } .mbanj-webinar__title { margin: 0; color: var(--mbanj-blue); font-size: clamp(32px, 4.6vw, 50px); line-height: 1.12; font-weight: 800; } .mbanj-webinar__lead { margin: 20px auto 0; color: var(--mbanj-muted); font-size: 18px; line-height: 1.75; } .mbanj-webinar__speaker { display: grid; grid-template-columns: 230px minmax(0, 1fr); gap: 32px; align-items: center; margin-top: 44px; padding: 32px; background: linear-gradient(135deg, var(--mbanj-blue) 0%, var(--mbanj-blue-dark) 100%); border-radius: 20px; box-shadow: 0 18px 42px rgba(0, 38, 122, 0.18); } .mbanj-webinar__speaker-image { display: block; width: 100%; aspect-ratio: 1 / 1; object-fit: cover; border: 5px solid rgba(255, 255, 255, 0.9); border-radius: 18px; } .mbanj-webinar__speaker-copy { color: #ffffff; } .mbanj-webinar__speaker-label { display: block; margin-bottom: 8px; color: var(--mbanj-gold); font-size: 13px; font-weight: 800; letter-spacing: 1.6px; text-transform: uppercase; } .mbanj-webinar__speaker-name { margin: 0; color: #ffffff; font-size: 30px; line-height: 1.2; font-weight: 800; } .mbanj-webinar__speaker-role { margin: 8px 0 0; color: rgba(255,255,255,0.88); font-size: 17px; line-height: 1.5; } .mbanj-webinar__speaker-topic { margin: 18px 0 0; color: #ffffff; font-size: 16px; line-height: 1.7; } .mbanj-webinar__bio-button { display: inline-block; margin-top: 20px; padding: 11px 20px; border: 2px solid var(--mbanj-gold); border-radius: 999px; background: var(--mbanj-gold); color: var(--mbanj-blue-dark) !important; font-size: 15px; font-weight: 800; text-decoration: none !important; cursor: pointer; transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease; } .mbanj-webinar__bio-button:hover, .mbanj-webinar__bio-button:focus { background: transparent; color: #ffffff !important; transform: translateY(-2px); outline: none; } .mbanj-webinar__content-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; margin-top: 36px; } .mbanj-webinar__card { padding: 28px; background: var(--mbanj-light); border: 1px solid var(--mbanj-border); border-radius: 16px; } .mbanj-webinar__card--wide { grid-column: 1 / -1; } .mbanj-webinar__heading { margin: 0 0 16px; color: var(--mbanj-blue); font-size: 24px; line-height: 1.3; font-weight: 800; } .mbanj-webinar__text, .mbanj-webinar__list { color: var(--mbanj-text); font-size: 16px; line-height: 1.75; } .mbanj-webinar__text { margin: 0; } .mbanj-webinar__list { margin: 0; padding-left: 22px; } .mbanj-webinar__list li { margin-bottom: 10px; } .mbanj-webinar__list li:last-child { margin-bottom: 0; } .mbanj-webinar__details { margin-top: 36px; padding: 34px 28px; background: #ffffff; border: 2px solid var(--mbanj-blue); border-radius: 18px; text-align: center; } .mbanj-webinar__details-title { margin: 0; color: var(--mbanj-blue); font-size: 28px; font-weight: 800; } .mbanj-webinar__details-grid { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px 30px; margin-top: 18px; } .mbanj-webinar__detail { color: var(--mbanj-text); font-size: 17px; line-height: 1.55; } .mbanj-webinar__register { display: inline-block; margin-top: 24px; padding: 14px 28px; border: 2px solid var(--mbanj-blue); border-radius: 999px; background: var(--mbanj-blue); color: #ffffff !important; font-size: 16px; font-weight: 800; text-decoration: none !important; transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease; } .mbanj-webinar__register:hover, .mbanj-webinar__register:focus { background: #ffffff; color: var(--mbanj-blue) !important; transform: translateY(-2px); outline: none; } .mbanj-modal { position: fixed; inset: 0; z-index: 99999; display: none; align-items: center; justify-content: center; padding: 20px; background: rgba(0, 20, 65, 0.72); } .mbanj-modal.is-open { display: flex; } .mbanj-modal__dialog { width: 100%; max-width: 720px; max-height: 88vh; overflow-y: auto; background: #ffffff; border-radius: 18px; box-shadow: 0 24px 70px rgba(0, 0, 0, 0.28); } .mbanj-modal__header { position: sticky; top: 0; display: flex; justify-content: space-between; gap: 20px; padding: 22px 24px; background: var(--mbanj-blue); color: #ffffff; border-radius: 18px 18px 0 0; } .mbanj-modal__title { margin: 0; color: #ffffff; font-size: 22px; line-height: 1.35; font-weight: 800; } .mbanj-modal__close { flex: 0 0 auto; width: 38px; height: 38px; border: 0; border-radius: 50%; background: rgba(255,255,255,0.16); color: #ffffff; font-size: 26px; line-height: 1; cursor: pointer; } .mbanj-modal__close:hover, .mbanj-modal__close:focus { background: rgba(255,255,255,0.28); outline: none; } .mbanj-modal__body { padding: 26px; } .mbanj-modal__body p { margin: 0 0 18px; color: var(--mbanj-text); font-size: 16px; line-height: 1.75; } .mbanj-modal__body p:last-child { margin-bottom: 0; } @media (max-width: 800px) { .mbanj-webinar__speaker { grid-template-columns: 180px minmax(0, 1fr); gap: 24px; padding: 26px; } .mbanj-webinar__content-grid { grid-template-columns: 1fr; } .mbanj-webinar__card--wide { grid-column: auto; } } @media (max-width: 620px) { .mbanj-webinar { padding: 0 14px 44px; } .mbanj-webinar__hero-link { border-radius: 0 0 12px 12px; } .mbanj-webinar__intro { margin-top: 30px; } .mbanj-webinar__lead { font-size: 16px; } .mbanj-webinar__speaker { grid-template-columns: 1fr; text-align: center; padding: 22px; } .mbanj-webinar__speaker-image { width: 180px; margin: 0 auto; } .mbanj-webinar__speaker-name { font-size: 26px; } .mbanj-webinar__card { padding: 22px 18px; } .mbanj-webinar__details { padding: 28px 18px; } .mbanj-webinar__details-grid { display: grid; gap: 10px; } .mbanj-modal__header { padding: 18px; } .mbanj-modal__body { padding: 20px 18px; } }&lt;/style&gt;

&lt;section class="mbanj-webinar" aria-labelledby="mbanj-webinar-title"&gt;
  &lt;div class="mbanj-webinar__inner"&gt;
    &lt;a class="mbanj-webinar__hero-link" href="https://events.teams.microsoft.com/event/772d483f-8591-4f45-8153-ab1de4843259@3459bc26-c89d-43f6-aa6d-45ca13ca1d31/registration" target="_blank" rel="noopener noreferrer" aria-label="Register for Why You Sound Like Every Other Originator"&gt;&lt;img class="mbanj-webinar__hero" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Banners/October%202026.png" alt="Why You Sound Like Every Other Originator"&gt;&lt;/a&gt;

    &lt;header class="mbanj-webinar__intro"&gt;
      &lt;span class="mbanj-webinar__eyebrow"&gt;MBA-NJ Education Webinar&lt;/span&gt;

      &lt;h1 class="mbanj-webinar__title" id="mbanj-webinar-title"&gt;Why You Sound Like Every Other Originator&lt;/h1&gt;

      &lt;p class="mbanj-webinar__lead"&gt;In today’s competitive mortgage market, most originators are saying the same things, using the same scripts, and delivering the same value propositions. The result is that prospects struggle to distinguish one professional from another, making it harder to build trust, create meaningful relationships, and win business.&lt;/p&gt;
    &lt;/header&gt;

    &lt;section class="mbanj-webinar__speaker" aria-labelledby="mbanj-speaker-name"&gt;
      &lt;img class="mbanj-webinar__speaker-image" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Headshots/Ron%20Vaimberg%20headshot.jpg" alt="Ron Vaimberg"&gt;

      &lt;div class="mbanj-webinar__speaker-copy"&gt;
        &lt;span class="mbanj-webinar__speaker-label"&gt;Featured Speaker&lt;/span&gt;

        &lt;h2 class="mbanj-webinar__speaker-name" id="mbanj-speaker-name"&gt;Ron Vaimberg&lt;/h2&gt;

        &lt;p class="mbanj-webinar__speaker-role"&gt;Performance Diagnostician | Mortgage Industry Expert&lt;/p&gt;

        &lt;p class="mbanj-webinar__speaker-topic"&gt;Ron will challenge conventional sales approaches and reveal why so many originators blend into the crowd. You’ll learn how to identify the messaging patterns that make you sound like everyone else and create authentic differentiation that resonates with referral partners and borrowers alike.&lt;/p&gt;&lt;button class="mbanj-webinar__bio-button" type="button" data-mbanj-modal-open="speakerBioModal"&gt;View Full Bio&lt;/button&gt;
      &lt;/div&gt;
    &lt;/section&gt;

    &lt;div class="mbanj-webinar__content-grid"&gt;
      &lt;section class="mbanj-webinar__card mbanj-webinar__card--wide"&gt;
        &lt;h2 class="mbanj-webinar__heading"&gt;What You’ll Learn&lt;/h2&gt;

        &lt;ul class="mbanj-webinar__list"&gt;
          &lt;li&gt;Why most originators unintentionally sound identical to their competitors&lt;/li&gt;

          &lt;li&gt;The hidden messaging mistakes that weaken credibility and influence&lt;/li&gt;

          &lt;li&gt;How to create meaningful differentiation without relying on rates or products&lt;/li&gt;

          &lt;li&gt;Techniques for building stronger connections with agents and borrowers&lt;/li&gt;

          &lt;li&gt;A framework for communicating your unique value with confidence and clarity&lt;/li&gt;

          &lt;li&gt;Strategies to generate more referrals and opportunities through authentic conversations&lt;/li&gt;
        &lt;/ul&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-webinar__card"&gt;
        &lt;h2 class="mbanj-webinar__heading"&gt;Stand Out in a Crowded Market&lt;/h2&gt;

        &lt;p class="mbanj-webinar__text"&gt;Drawing from decades of real-world experience as a top-producing originator, mortgage company owner, and nationally recognized coach, Ron will share actionable insights designed to help you strengthen your conversations and become the obvious choice in your market.&lt;/p&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-webinar__card"&gt;
        &lt;h2 class="mbanj-webinar__heading"&gt;Who Should Attend&lt;/h2&gt;

        &lt;p class="mbanj-webinar__text"&gt;This session is built for mortgage professionals who want to stop sounding like every other originator and start creating conversations that are more memorable, credible, and effective with both referral partners and borrowers.&lt;/p&gt;
      &lt;/section&gt;
    &lt;/div&gt;

    &lt;section class="mbanj-webinar__details" aria-labelledby="mbanj-event-details"&gt;
      &lt;h2 class="mbanj-webinar__details-title" id="mbanj-event-details"&gt;Event Details&lt;/h2&gt;

      &lt;div class="mbanj-webinar__details-grid"&gt;
        &lt;div class="mbanj-webinar__detail"&gt;
          &lt;strong&gt;Date:&lt;/strong&gt; Wednesday, October 14, 2026
        &lt;/div&gt;

        &lt;div class="mbanj-webinar__detail"&gt;
          &lt;strong&gt;Time:&lt;/strong&gt; 2:00 PM EST
        &lt;/div&gt;

        &lt;div class="mbanj-webinar__detail"&gt;
          &lt;strong&gt;Location:&lt;/strong&gt; Virtual Webinar
        &lt;/div&gt;
      &lt;/div&gt;&lt;a class="mbanj-webinar__register" href="https://events.teams.microsoft.com/event/772d483f-8591-4f45-8153-ab1de4843259@3459bc26-c89d-43f6-aa6d-45ca13ca1d31/registration" target="_blank" rel="noopener noreferrer"&gt;Register Now&lt;/a&gt;
    &lt;/section&gt;
  &lt;/div&gt;
&lt;/section&gt;

&lt;div class="mbanj-modal" id="speakerBioModal" role="dialog" aria-modal="true" aria-labelledby="speakerBioModalTitle" aria-hidden="true"&gt;
  &lt;div class="mbanj-modal__dialog" role="document"&gt;
    &lt;div class="mbanj-modal__header"&gt;
      &lt;h2 class="mbanj-modal__title" id="speakerBioModalTitle"&gt;Ron Vaimberg&lt;br&gt;
      Performance Diagnostician | Mortgage Industry Expert&lt;/h2&gt;&lt;button class="mbanj-modal__close" type="button" data-mbanj-modal-close="" aria-label="Close speaker biography"&gt;×&lt;/button&gt;
    &lt;/div&gt;

    &lt;div class="mbanj-modal__body"&gt;
      &lt;p&gt;Ron Vaimberg didn’t become a master of performance transformation by studying the mortgage business from the sidelines. He built his expertise through decades of hands-on experience.&lt;/p&gt;

      &lt;p&gt;Beginning his career as a real estate agent in 1984, Ron went on to become a top-producing originator, operate his own mortgage company in the Bronx, and establish himself as one of the nation’s leading mortgage brokers. His success in the field naturally led to a second career helping others achieve breakthrough performance.&lt;/p&gt;

      &lt;p&gt;For nearly three decades, Ron has performance diagnosed, trained, and coached mortgage professionals throughout the United States, Canada, and Australia. His approach is grounded in practical experience, not theory. He teaches the same frameworks and methodologies he used while building his own successful business and working directly with agents and borrowers.&lt;/p&gt;

      &lt;p&gt;Ron is the author of the Amazon best-selling book &lt;em&gt;The Purchase Shift&lt;/em&gt;, recipient of the prestigious Legends of Lending Award, and creator of the Two by Four Experience – Creating Breakthroughs in Every Area of Business and Life. His expertise and insights have been featured in &lt;em&gt;Scotsman Guide&lt;/em&gt;, &lt;em&gt;Inc.&lt;/em&gt;, and &lt;em&gt;MarketWatch&lt;/em&gt;.&lt;/p&gt;

      &lt;p&gt;When Ron speaks about standing out in a crowded marketplace, he speaks from experience, bringing both the knowledge and the hard-earned lessons that come from doing the work.&lt;/p&gt;
    &lt;/div&gt;
  &lt;/div&gt;
&lt;/div&gt;&lt;script type="text/javascript"&gt;
try { 

(function () {
  var openButtons = document.querySelectorAll('[data-mbanj-modal-open]');
  var lastFocusedElement = null;

  function openModal(modalId) {
    var modal = document.getElementById(modalId);
    if (!modal) return;
    lastFocusedElement = document.activeElement;
    modal.classList.add('is-open');
    modal.setAttribute('aria-hidden', 'false');
    document.body.style.overflow = 'hidden';
    var closeButton = modal.querySelector('[data-mbanj-modal-close]');
    if (closeButton) closeButton.focus();
  }

  function closeModal(modal) {
    if (!modal) return;
    modal.classList.remove('is-open');
    modal.setAttribute('aria-hidden', 'true');
    document.body.style.overflow = '';
    if (lastFocusedElement) lastFocusedElement.focus();
  }

  for (var i = 0; i &lt; openButtons.length; i++) {
    openButtons[i].addEventListener('click', function () {
      openModal(this.getAttribute('data-mbanj-modal-open'));
    });
  }

  var modals = document.querySelectorAll('.mbanj-modal');
  for (var j = 0; j &lt; modals.length; j++) {
    (function (modal) {
      var closeButton = modal.querySelector('[data-mbanj-modal-close]');
      if (closeButton) {
        closeButton.addEventListener('click', function () { closeModal(modal); });
      }
      modal.addEventListener('click', function (event) {
        if (event.target === modal) closeModal(modal);
      });
    })(modals[j]);
  }

  document.addEventListener('keydown', function (event) {
    if (event.key === 'Escape') {
      var openModalElement = document.querySelector('.mbanj-modal.is-open');
      if (openModalElement) closeModal(openModalElement);
    }
  });
})();

 } catch(e) {}
&lt;/script&gt;</description>
      <link>https://mbanj.com/event-6757230</link>
      <guid>https://mbanj.com/event-6757230</guid>
      <dc:creator />
    </item>
    <item>
      <pubDate>Tue, 20 Oct 2026 20:00:00 GMT</pubDate>
      <title>Women's Committee Meeting (20 Oct 2026)</title>
      <description>&lt;p&gt;&lt;br&gt;&lt;/p&gt;</description>
      <link>https://mbanj.com/event-6757214</link>
      <guid>https://mbanj.com/event-6757214</guid>
      <dc:creator />
    </item>
    <item>
      <pubDate>Tue, 10 Nov 2026 21:00:00 GMT</pubDate>
      <title>Women's Committee Meeting (10 Nov 2026)</title>
      <description>&lt;p&gt;&lt;br&gt;&lt;/p&gt;</description>
      <link>https://mbanj.com/event-6757214</link>
      <guid>https://mbanj.com/event-6757214</guid>
      <dc:creator />
    </item>
    <item>
      <pubDate>Tue, 08 Dec 2026 21:00:00 GMT</pubDate>
      <title>Women's Committee Meeting (8 Dec 2026)</title>
      <description>&lt;p&gt;&lt;br&gt;&lt;/p&gt;</description>
      <link>https://mbanj.com/event-6757214</link>
      <guid>https://mbanj.com/event-6757214</guid>
      <dc:creator />
    </item>
    <item>
      <pubDate>Wed, 09 Dec 2026 19:00:00 GMT</pubDate>
      <title>Educational Series - Catch the Fraudster: A Live Wire Fraud Challenge (9 Dec 2026)</title>
      <description>&lt;!-- MBA-NJ Education Webinar Landing Page --&gt;

&lt;style&gt;.mbanj-webinar { --mbanj-blue: #00267a; --mbanj-blue-dark: #001a56; --mbanj-gold: #d6ad3b; --mbanj-light: #f5f7fb; --mbanj-border: #dfe5ef; --mbanj-text: #252a31; --mbanj-muted: #5d6675; width: 100%; padding: 0 18px 64px; background: #ffffff; box-sizing: border-box; } .mbanj-webinar, .mbanj-webinar * { box-sizing: border-box; } .mbanj-webinar__inner { width: 100%; max-width: 1100px; margin: 0 auto; } .mbanj-webinar__hero-link { display: block; overflow: hidden; border-radius: 0 0 18px 18px; box-shadow: 0 14px 36px rgba(0, 38, 122, 0.14); } .mbanj-webinar__hero { display: block; width: 100%; height: auto; } .mbanj-webinar__intro { max-width: 930px; margin: 42px auto 0; text-align: center; } .mbanj-webinar__eyebrow { display: inline-block; margin-bottom: 10px; color: var(--mbanj-gold); font-size: 13px; font-weight: 800; letter-spacing: 1.8px; text-transform: uppercase; } .mbanj-webinar__title { margin: 0; color: var(--mbanj-blue); font-size: clamp(32px, 4.6vw, 50px); line-height: 1.12; font-weight: 800; } .mbanj-webinar__lead { margin: 20px auto 0; color: var(--mbanj-muted); font-size: 18px; line-height: 1.75; } .mbanj-webinar__stats { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; margin-top: 36px; } .mbanj-webinar__stat { padding: 22px 18px; background: var(--mbanj-light); border: 1px solid var(--mbanj-border); border-top: 4px solid var(--mbanj-gold); border-radius: 14px; text-align: center; } .mbanj-webinar__stat-number { display: block; color: var(--mbanj-blue); font-size: 30px; line-height: 1.1; font-weight: 800; } .mbanj-webinar__stat-label { display: block; margin-top: 8px; color: var(--mbanj-text); font-size: 14px; line-height: 1.5; } .mbanj-webinar__speakers { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; margin-top: 40px; } .mbanj-webinar__speaker { display: grid; grid-template-columns: 180px minmax(0, 1fr); gap: 24px; align-items: center; padding: 28px; background: linear-gradient(135deg, var(--mbanj-blue) 0%, var(--mbanj-blue-dark) 100%); border-radius: 20px; box-shadow: 0 18px 42px rgba(0, 38, 122, 0.18); } .mbanj-webinar__speaker-image { display: block; width: 100%; aspect-ratio: 1 / 1; object-fit: cover; border: 5px solid rgba(255, 255, 255, 0.9); border-radius: 18px; } .mbanj-webinar__speaker-copy { color: #ffffff; } .mbanj-webinar__speaker-label { display: block; margin-bottom: 8px; color: var(--mbanj-gold); font-size: 13px; font-weight: 800; letter-spacing: 1.6px; text-transform: uppercase; } .mbanj-webinar__speaker-name { margin: 0; color: #ffffff; font-size: 27px; line-height: 1.2; font-weight: 800; } .mbanj-webinar__speaker-role { margin: 8px 0 0; color: rgba(255,255,255,0.88); font-size: 16px; line-height: 1.5; } .mbanj-webinar__speaker-topic { margin: 16px 0 0; color: #ffffff; font-size: 15px; line-height: 1.65; } .mbanj-webinar__bio-button { display: inline-block; margin-top: 18px; padding: 10px 18px; border: 2px solid var(--mbanj-gold); border-radius: 999px; background: var(--mbanj-gold); color: var(--mbanj-blue-dark) !important; font-size: 14px; font-weight: 800; text-decoration: none !important; cursor: pointer; transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease; } .mbanj-webinar__bio-button:hover, .mbanj-webinar__bio-button:focus { background: transparent; color: #ffffff !important; transform: translateY(-2px); outline: none; } .mbanj-webinar__content-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; margin-top: 36px; } .mbanj-webinar__card { padding: 28px; background: var(--mbanj-light); border: 1px solid var(--mbanj-border); border-radius: 16px; } .mbanj-webinar__card--wide { grid-column: 1 / -1; } .mbanj-webinar__heading { margin: 0 0 16px; color: var(--mbanj-blue); font-size: 24px; line-height: 1.3; font-weight: 800; } .mbanj-webinar__text, .mbanj-webinar__list { color: var(--mbanj-text); font-size: 16px; line-height: 1.75; } .mbanj-webinar__text { margin: 0; } .mbanj-webinar__text + .mbanj-webinar__text { margin-top: 16px; } .mbanj-webinar__list { margin: 0; padding-left: 22px; } .mbanj-webinar__list li { margin-bottom: 10px; } .mbanj-webinar__list li:last-child { margin-bottom: 0; } .mbanj-webinar__details { margin-top: 36px; padding: 34px 28px; background: #ffffff; border: 2px solid var(--mbanj-blue); border-radius: 18px; text-align: center; } .mbanj-webinar__details-title { margin: 0; color: var(--mbanj-blue); font-size: 28px; font-weight: 800; } .mbanj-webinar__details-grid { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px 30px; margin-top: 18px; } .mbanj-webinar__detail { color: var(--mbanj-text); font-size: 17px; line-height: 1.55; } .mbanj-webinar__register { display: inline-block; margin-top: 24px; padding: 14px 28px; border: 2px solid var(--mbanj-blue); border-radius: 999px; background: var(--mbanj-blue); color: #ffffff !important; font-size: 16px; font-weight: 800; text-decoration: none !important; transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease; } .mbanj-webinar__register:hover, .mbanj-webinar__register:focus { background: #ffffff; color: var(--mbanj-blue) !important; transform: translateY(-2px); outline: none; } .mbanj-modal { position: fixed; inset: 0; z-index: 99999; display: none; align-items: center; justify-content: center; padding: 20px; background: rgba(0, 20, 65, 0.72); } .mbanj-modal.is-open { display: flex; } .mbanj-modal__dialog { width: 100%; max-width: 720px; max-height: 88vh; overflow-y: auto; background: #ffffff; border-radius: 18px; box-shadow: 0 24px 70px rgba(0, 0, 0, 0.28); } .mbanj-modal__header { position: sticky; top: 0; display: flex; justify-content: space-between; gap: 20px; padding: 22px 24px; background: var(--mbanj-blue); color: #ffffff; border-radius: 18px 18px 0 0; } .mbanj-modal__title { margin: 0; color: #ffffff; font-size: 22px; line-height: 1.35; font-weight: 800; } .mbanj-modal__close { flex: 0 0 auto; width: 38px; height: 38px; border: 0; border-radius: 50%; background: rgba(255,255,255,0.16); color: #ffffff; font-size: 26px; line-height: 1; cursor: pointer; } .mbanj-modal__close:hover, .mbanj-modal__close:focus { background: rgba(255,255,255,0.28); outline: none; } .mbanj-modal__body { padding: 26px; } .mbanj-modal__body p { margin: 0 0 18px; color: var(--mbanj-text); font-size: 16px; line-height: 1.75; } .mbanj-modal__body p:last-child { margin-bottom: 0; } @media (max-width: 960px) { .mbanj-webinar__stats { grid-template-columns: repeat(2, minmax(0, 1fr)); } .mbanj-webinar__speakers { grid-template-columns: 1fr; } } @media (max-width: 800px) { .mbanj-webinar__speaker { grid-template-columns: 180px minmax(0, 1fr); gap: 24px; padding: 26px; } .mbanj-webinar__content-grid { grid-template-columns: 1fr; } .mbanj-webinar__card--wide { grid-column: auto; } } @media (max-width: 620px) { .mbanj-webinar { padding: 0 14px 44px; } .mbanj-webinar__hero-link { border-radius: 0 0 12px 12px; } .mbanj-webinar__intro { margin-top: 30px; } .mbanj-webinar__lead { font-size: 16px; } .mbanj-webinar__stats { grid-template-columns: 1fr 1fr; gap: 12px; } .mbanj-webinar__stat { padding: 18px 12px; } .mbanj-webinar__stat-number { font-size: 26px; } .mbanj-webinar__speaker { grid-template-columns: 1fr; text-align: center; padding: 22px; } .mbanj-webinar__speaker-image { width: 180px; margin: 0 auto; } .mbanj-webinar__speaker-name { font-size: 26px; } .mbanj-webinar__card { padding: 22px 18px; } .mbanj-webinar__details { padding: 28px 18px; } .mbanj-webinar__details-grid { display: grid; gap: 10px; } .mbanj-modal__header { padding: 18px; } .mbanj-modal__body { padding: 20px 18px; } }&lt;/style&gt;

&lt;section class="mbanj-webinar" aria-labelledby="mbanj-webinar-title"&gt;
  &lt;div class="mbanj-webinar__inner"&gt;
    &lt;a class="mbanj-webinar__hero-link" href="https://events.teams.microsoft.com/event/e0ea6875-fe0f-401c-9c1d-176ad1960c5a@3459bc26-c89d-43f6-aa6d-45ca13ca1d31/registration" target="_blank" rel="noopener noreferrer" aria-label="Register for Catch the Fraudster: A Live Wire Fraud Challenge"&gt;&lt;img class="mbanj-webinar__hero" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Banners/December%202026.png" alt="Catch the Fraudster: A Live Wire Fraud Challenge"&gt;&lt;/a&gt;

    &lt;header class="mbanj-webinar__intro"&gt;
      &lt;span class="mbanj-webinar__eyebrow"&gt;MBA-NJ Education Webinar&lt;/span&gt;

      &lt;h1 class="mbanj-webinar__title" id="mbanj-webinar-title"&gt;Catch the Fraudster: A Live Wire Fraud Challenge&lt;/h1&gt;

      &lt;p class="mbanj-webinar__lead"&gt;Payment fraud in real estate isn't slowing down. Criminals are becoming harder to catch, AI-assisted impersonation is making familiar communications less trustworthy, and the financial and reputational impact of a successful wire fraud incident can be severe. Join CertifID for a timely session focused on the scale of the threat, the weaknesses fraudsters exploit, and the safeguards that can help protect real estate transactions.&lt;/p&gt;
    &lt;/header&gt;

    &lt;section class="mbanj-webinar__stats" aria-label="Wire fraud statistics"&gt;
      &lt;div class="mbanj-webinar__stat"&gt;
        &lt;span class="mbanj-webinar__stat-number"&gt;22%&lt;/span&gt; &lt;span class="mbanj-webinar__stat-label"&gt;of homebuyers received fraudulent or suspicious communications during closing&lt;/span&gt;
      &lt;/div&gt;

      &lt;div class="mbanj-webinar__stat"&gt;
        &lt;span class="mbanj-webinar__stat-number"&gt;60%&lt;/span&gt; &lt;span class="mbanj-webinar__stat-label"&gt;of title professionals say fraud attempts are increasing&lt;/span&gt;
      &lt;/div&gt;

      &lt;div class="mbanj-webinar__stat"&gt;
        &lt;span class="mbanj-webinar__stat-number"&gt;82%&lt;/span&gt; &lt;span class="mbanj-webinar__stat-label"&gt;of consumers know criminals are using AI to impersonate real estate professionals&lt;/span&gt;
      &lt;/div&gt;

      &lt;div class="mbanj-webinar__stat"&gt;
        &lt;span class="mbanj-webinar__stat-number"&gt;56%&lt;/span&gt; &lt;span class="mbanj-webinar__stat-label"&gt;of consumers say they would be unlikely to work with the same firm again after a fraud incident&lt;/span&gt;
      &lt;/div&gt;
    &lt;/section&gt;

    &lt;div class="mbanj-webinar__speakers"&gt;
      &lt;section class="mbanj-webinar__speaker" aria-labelledby="ashley-gravano-name"&gt;
        &lt;img class="mbanj-webinar__speaker-image" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Headshots/Ashley%20Gravano%20headshot.jpg" alt="Ashley Gravano"&gt;

        &lt;div class="mbanj-webinar__speaker-copy"&gt;
          &lt;span class="mbanj-webinar__speaker-label"&gt;Featured Speaker&lt;/span&gt;

          &lt;h2 class="mbanj-webinar__speaker-name" id="ashley-gravano-name"&gt;Ashley Gravano&lt;/h2&gt;

          &lt;p class="mbanj-webinar__speaker-role"&gt;Senior Strategic Account Manager, CertifID&lt;/p&gt;

          &lt;p class="mbanj-webinar__speaker-topic"&gt;Ashley brings more than 25 years of mortgage industry experience across sales, strategic account management, customer success, and relationship development, with a relationship-first approach centered on trust and genuine connection.&lt;/p&gt;&lt;button class="mbanj-webinar__bio-button" type="button" data-mbanj-modal-open="ashleyBioModal"&gt;View Full Bio&lt;/button&gt;
        &lt;/div&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-webinar__speaker" aria-labelledby="tyler-adams-name"&gt;
        &lt;img class="mbanj-webinar__speaker-image" src="https://mbanj.com/resources/Pictures/MBA%20Education%20Webinar%20Series/Headshots/Tyler%20Adams%20headshot.jpeg" alt="Tyler Adams"&gt;

        &lt;div class="mbanj-webinar__speaker-copy"&gt;
          &lt;span class="mbanj-webinar__speaker-label"&gt;Featured Speaker&lt;/span&gt;

          &lt;h2 class="mbanj-webinar__speaker-name" id="tyler-adams-name"&gt;Tyler Adams&lt;/h2&gt;

          &lt;p class="mbanj-webinar__speaker-role"&gt;Co-Founder &amp;amp; CEO, CertifID&lt;/p&gt;

          &lt;p class="mbanj-webinar__speaker-topic"&gt;Tyler is a cybersecurity and fraud subject matter expert leading CertifID's work to protect real estate transactions from wire fraud and help victims recover stolen funds.&lt;/p&gt;&lt;button class="mbanj-webinar__bio-button" type="button" data-mbanj-modal-open="tylerBioModal"&gt;View Full Bio&lt;/button&gt;
        &lt;/div&gt;
      &lt;/section&gt;
    &lt;/div&gt;

    &lt;div class="mbanj-webinar__content-grid"&gt;
      &lt;section class="mbanj-webinar__card"&gt;
        &lt;h2 class="mbanj-webinar__heading"&gt;The Cost of Wire Fraud&lt;/h2&gt;

        &lt;ul class="mbanj-webinar__list"&gt;
          &lt;li&gt;&lt;strong&gt;$239,850&lt;/strong&gt; median loss for buyer cash-to-close fraud.&lt;/li&gt;

          &lt;li&gt;&lt;strong&gt;$343,497&lt;/strong&gt; median loss for seller net proceeds fraud.&lt;/li&gt;

          &lt;li&gt;&lt;strong&gt;$389,125&lt;/strong&gt; median loss for mortgage payoff fraud.&lt;/li&gt;

          &lt;li&gt;The damage can extend beyond the lost funds, creating lasting reputational consequences for the professionals and firms involved.&lt;/li&gt;
        &lt;/ul&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-webinar__card"&gt;
        &lt;h2 class="mbanj-webinar__heading"&gt;Why Traditional Safeguards Are Being Tested&lt;/h2&gt;

        &lt;p class="mbanj-webinar__text"&gt;Fraudsters are using increasingly sophisticated impersonation tactics, including AI, to make fraudulent communications look and sound legitimate. As a result, familiar safeguards such as emails and callbacks can no longer be trusted on their own.&lt;/p&gt;

        &lt;p class="mbanj-webinar__text"&gt;The challenge is not only identifying suspicious activity, but doing so before money moves and while the transaction is still recoverable.&lt;/p&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-webinar__card mbanj-webinar__card--wide"&gt;
        &lt;h2 class="mbanj-webinar__heading"&gt;CertifID's Fraud Prevention &amp;amp; Recovery Track Record&lt;/h2&gt;

        &lt;ul class="mbanj-webinar__list"&gt;
          &lt;li&gt;In 2025, CertifID verified more than &lt;strong&gt;1.46 million&lt;/strong&gt; real estate transactions.&lt;/li&gt;

          &lt;li&gt;CertifID blocked &lt;strong&gt;1,018 fraudulent transactions&lt;/strong&gt; before funds moved, preventing &lt;strong&gt;$283 million&lt;/strong&gt; in losses.&lt;/li&gt;

          &lt;li&gt;Its Fraud Recovery Services team supported &lt;strong&gt;840+ victims&lt;/strong&gt; and recovered more than &lt;strong&gt;$135 million&lt;/strong&gt; in stolen funds.&lt;/li&gt;

          &lt;li&gt;Verified transactions are backed by insurance coverage of up to &lt;strong&gt;$5 million per file&lt;/strong&gt;, extending protection beyond prevention.&lt;/li&gt;
        &lt;/ul&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-webinar__card"&gt;
        &lt;h2 class="mbanj-webinar__heading"&gt;What This Session Will Explore&lt;/h2&gt;

        &lt;ul class="mbanj-webinar__list"&gt;
          &lt;li&gt;How modern wire fraud schemes target real estate transactions.&lt;/li&gt;

          &lt;li&gt;Why AI-driven impersonation makes fraud harder to recognize.&lt;/li&gt;

          &lt;li&gt;Where common communication and verification practices can break down.&lt;/li&gt;

          &lt;li&gt;How prevention, verification, recovery, and insurance can work together.&lt;/li&gt;
        &lt;/ul&gt;
      &lt;/section&gt;

      &lt;section class="mbanj-webinar__card"&gt;
        &lt;h2 class="mbanj-webinar__heading"&gt;A Live Fraud Challenge&lt;/h2&gt;

        &lt;p class="mbanj-webinar__text"&gt;This webinar puts the threat into a practical context. Participants will be challenged to think like both the fraudster and the defender, recognize warning signs, and better understand how real estate professionals can strengthen transaction security before funds are sent.&lt;/p&gt;
      &lt;/section&gt;
    &lt;/div&gt;

    &lt;section class="mbanj-webinar__details" aria-labelledby="mbanj-event-details"&gt;
      &lt;h2 class="mbanj-webinar__details-title" id="mbanj-event-details"&gt;Event Details&lt;/h2&gt;

      &lt;div class="mbanj-webinar__details-grid"&gt;
        &lt;div class="mbanj-webinar__detail"&gt;
          &lt;strong&gt;Date:&lt;/strong&gt; Wednesday, December 9, 2026
        &lt;/div&gt;

        &lt;div class="mbanj-webinar__detail"&gt;
          &lt;strong&gt;Time:&lt;/strong&gt; 2:00 PM EST
        &lt;/div&gt;

        &lt;div class="mbanj-webinar__detail"&gt;
          &lt;strong&gt;Location:&lt;/strong&gt; Virtual Event
        &lt;/div&gt;
      &lt;/div&gt;&lt;a class="mbanj-webinar__register" href="https://events.teams.microsoft.com/event/e0ea6875-fe0f-401c-9c1d-176ad1960c5a@3459bc26-c89d-43f6-aa6d-45ca13ca1d31/registration" target="_blank" rel="noopener noreferrer"&gt;Register Now&lt;/a&gt;
    &lt;/section&gt;
  &lt;/div&gt;
&lt;/section&gt;

&lt;div class="mbanj-modal" id="ashleyBioModal" role="dialog" aria-modal="true" aria-labelledby="ashleyBioModalTitle" aria-hidden="true"&gt;
  &lt;div class="mbanj-modal__dialog" role="document"&gt;
    &lt;div class="mbanj-modal__header"&gt;
      &lt;h2 class="mbanj-modal__title" id="ashleyBioModalTitle"&gt;Ashley Gravano&lt;br&gt;
      Senior Strategic Account Manager, CertifID&lt;/h2&gt;&lt;button class="mbanj-modal__close" type="button" data-mbanj-modal-close="" aria-label="Close Ashley Gravano biography"&gt;×&lt;/button&gt;
    &lt;/div&gt;

    &lt;div class="mbanj-modal__body"&gt;
      &lt;p&gt;Ashley Gravano is a seasoned mortgage industry professional with over 25 years of experience spanning sales, strategic account management, customer success and relationship development. She currently serves as a Senior Strategic Account Manager at CertifID, where she works closely with enterprise customers to build strong partnerships and drive long-term success.&lt;/p&gt;

      &lt;p&gt;Ashley also serves on the board of the Mortgage Bankers Association of New Jersey (MBA NJ), is a columnist for &lt;em&gt;Mortgage Women Magazine&lt;/em&gt;, and hosts &lt;em&gt;First Cup&lt;/em&gt;, a podcast featuring candid conversations with leaders across the mortgage industry.&lt;/p&gt;

      &lt;p&gt;Throughout her career, Ashley has built a reputation for her relationship-first approach to business, deep industry knowledge and ability to connect people. She believes the strongest partnerships are built through trust, authenticity and genuine connection.&lt;/p&gt;
    &lt;/div&gt;
  &lt;/div&gt;
&lt;/div&gt;

&lt;div class="mbanj-modal" id="tylerBioModal" role="dialog" aria-modal="true" aria-labelledby="tylerBioModalTitle" aria-hidden="true"&gt;
  &lt;div class="mbanj-modal__dialog" role="document"&gt;
    &lt;div class="mbanj-modal__header"&gt;
      &lt;h2 class="mbanj-modal__title" id="tylerBioModalTitle"&gt;Tyler Adams&lt;br&gt;
      Co-Founder &amp;amp; CEO, CertifID&lt;/h2&gt;&lt;button class="mbanj-modal__close" type="button" data-mbanj-modal-close="" aria-label="Close Tyler Adams biography"&gt;×&lt;/button&gt;
    &lt;/div&gt;

    &lt;div class="mbanj-modal__body"&gt;
      &lt;p&gt;Tyler Adams is the co-founder and CEO of CertifID, the leading provider of wire fraud protection for the real estate industry. Since 2018, the company has secured $300B+ in transactions and recovered $60M+ in stolen funds.&lt;/p&gt;

      &lt;p&gt;CertifID has been recognized by the American Business Awards for customer support; Great Places to Work, Built In, and Purpose Jobs for culture; and HousingWire and Inc. 5000 for innovation and growth.&lt;/p&gt;

      &lt;p&gt;A subject matter expert in cybersecurity and fraud, Tyler is a member of YPO and a recent finalist for Best CEO by the Austin Business Journal. He has been featured in &lt;em&gt;The Financial Times&lt;/em&gt;, &lt;em&gt;Business Insider&lt;/em&gt;, Fox Business, HousingWire, and other publications.&lt;/p&gt;
    &lt;/div&gt;
  &lt;/div&gt;
&lt;/div&gt;&lt;script type="text/javascript"&gt;
try { 
(function () {    var modals = document.querySelectorAll('.mbanj-modal');    var lastFocusedElement = null;      function openModal(modal) {      if (!modal) return;      lastFocusedElement = document.activeElement;      modal.classList.add('is-open');      modal.setAttribute('aria-hidden', 'false');      document.body.style.overflow = 'hidden';      var closeButton = modal.querySelector('[data-mbanj-modal-close]');      if (closeButton) closeButton.focus();    }      function closeModal(modal) {      if (!modal) return;      modal.classList.remove('is-open');      modal.setAttribute('aria-hidden', 'true');      document.body.style.overflow = '';      if (lastFocusedElement) lastFocusedElement.focus();    }      document.querySelectorAll('[data-mbanj-modal-open]').forEach(function (button) {      button.addEventListener('click', function () {        openModal(document.getElementById(button.getAttribute('data-mbanj-modal-open')));      });    });      modals.forEach(function (modal) {      var closeButton = modal.querySelector('[data-mbanj-modal-close]');      if (closeButton) {        closeButton.addEventListener('click', function () { closeModal(modal); });      }      modal.addEventListener('click', function (event) {        if (event.target === modal) closeModal(modal);      });    });      document.addEventListener('keydown', function (event) {      if (event.key === 'Escape') {        modals.forEach(function (modal) {          if (modal.classList.contains('is-open')) closeModal(modal);        });      }    });  })();
 } catch(e) {}
&lt;/script&gt;</description>
      <link>https://mbanj.com/event-6802044</link>
      <guid>https://mbanj.com/event-6802044</guid>
      <dc:creator />
    </item>
  </channel>
</rss>